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Forming an LLC

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Doing Business as an LLC

Doing business without protection is unwise. Creditors can seize everything in your name, including but not limited to bank accounts, homes and cars. Beyond risk, sole-proprietorships pay more in taxes because of the distinction between earned and unearned income. These drawbacks mean you eventually pay more for less.

We believe getting into business should be easy. When you're ready, we have an online order form and same day guarantee designed to get you on your way.

  • Limits Liability
  • Lowers Taxes
  • More Professional
  • Easier to Grow
  • Everything Done Online

Should I operate as
a Sole-Proprietorship/DBA or an LLC?

You cannot benefit from business laws if you operate as a sole-proprietorship or DBA. Like the lottery, you must play to win. Whether you are a Sole-Prop or DBA makes no difference. DBA stands for "Doing Business As". That is, you are an individual, but you are allowed to use a separate name when doing business. Operating as a Sole-Prop has the following downsides:

Unlimited Liability: You are personally liable for any and all business debts, e.g. leases and lawsuits. There is no limit to your risk if there's an error. Your car, home and everything else are at risk. You can purchase insurance, but an LLC is cheaper and has other benefits.

Sole-Props pay more in taxes: All income is subject to federal employment taxes of 15.3%. With a company, after a reasonable salary, the remaining profit is not subject to federal employment taxes.

Inability to expand: You cannot sell a percentage nor offer it to employees. If you borrow money, the bank will require a personal guarantee. You will be required to make payments whether your business is making money or not.

Not Professional: Companies, vendors, clients and others consider an LLC or Corporation more professional to do business with.

Sole-Props make estate planning more difficult:and die with their owner. The sole proprietor cannot deduct things like defined-benefit pension plans, insurance expenses and health-care benefits. It is also difficult to attract good management to a sole proprietorship.

Filing for a DBA has the same filing fee as as forming a company. Why pay the same only to receive so much less?


When you use us, everything is handled online, costs $199 and we have a same day filing guarantee for orders before 5 P.M. our time. When you are ready to start your company, simply click the order form button on the upper left. Learn more on our pages about forming a Wyoming LLC Colorado LLC and New Mexico LLC.